Skill v1.0.1

currentAutomated scan100/100

majiayu000/claude-skill-registry-data/tipalti-integration-specialist

3 files

──Details

PublishedMay 15, 2026 at 10:56 PM

Content Hashsha256:b576fc0ffd28ca39...

Git SHA01042ae58061

Bump Typepatch

Compare with v1.0.0

──Files

Files (1 file, 16.2 KB)

SKILL.md16.2 KBactive

SKILL.md · 618 lines · 16.2 KB

version: "1.0.1" name: tipalti-integration-specialist description: "Tipalti payment integration guide for payee onboarding, payment processing, webhooks, and tax compliance. Use when implementing payment features."

Tipalti Integration Specialist

Use this skill when implementing Tipalti payment integrations, including payee onboarding, payment processing, webhooks, and tax compliance for Ballee.

Overview

Tipalti is a global payables automation platform. Fever already uses Tipalti heavily for payments.

Architecture

Role	Entity	Responsibility
Payer	Fever	Owns Tipalti account, funds flow from Fever to dancers
Orchestrator	Ballee	Integrates with Fever's Tipalti via API credentials
Payees	Dancers	Onboard to Fever's Tipalti payee portal via Ballee UI

Money Flow: Fever → Tipalti → Dancers (Ballee never touches funds)

Tipalti Products Used

Product	Purpose	Use Case in Ballee
Mass Payments	Pay contractors/freelancers globally	Pay dancers for performances
AP Automation	Invoice processing & vendor payments	Receive payments from clients (Fever)

Key Principle: Ballee stores tipalti_payee_id references only - NO bank account numbers, tax IDs, or sensitive PII. All payment data lives in Tipalti (Fever's account).

Authentication

API Keys

bash

# Environment variables required
TIPALTI_API_URL=https://api.sandbox.tipalti.com  # Sandbox
TIPALTI_API_URL=https://api.tipalti.com          # Production
TIPALTI_PAYER_NAME=ballee
TIPALTI_API_KEY=your_api_key
TIPALTI_API_SECRET=your_api_secret
TIPALTI_WEBHOOK_SECRET=your_webhook_secret

Request Signing

Tipalti uses HMAC-SHA256 for request authentication:

typescript

import crypto from 'crypto';
function signRequest(
  payerName: string,
  payeeId: string,
  timestamp: number,
  secret: string
): string {
  const payload = `${payerName}${payeeId}${timestamp}`;
  return crypto
    .createHmac('sha256', secret)
    .update(payload)
    .digest('hex');
}

iFrame Dynamic Key

For embedded iFrame security, use GetDynamicKey:

typescript

interface DynamicKeyResponse {
  key: string;    // Use to sign query string
  token: string;  // Include in iFrame URL as ?token=xxx
  expiresAt: number;
}
async function getDynamicKey(payeeId: string): Promise<DynamicKeyResponse> {
  const timestamp = Math.floor(Date.now() / 1000);
  const signature = signRequest(PAYER_NAME, payeeId, timestamp, API_SECRET);
  // Call Tipalti GetDynamicKey API
  const response = await fetch(`${API_URL}/v9/PayeeFunctions.asmx/GetDynamicKey`, {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({
      payerName: PAYER_NAME,
      idap: payeeId,
      timestamp,
      key: signature
    })
  });
  return response.json();
}

Payee Onboarding

Methods

Method	Best For	Implementation
iFrame	User self-service	Embed Tipalti's hosted UI
API	Backend automation	`UpdateOrCreatePayeeInfo` SOAP call
CSV Upload	Bulk migration	Tipalti admin portal

iFrame Integration (Recommended for Dancers)

typescript

// packages/features/tipalti/src/components/tipalti-iframe.tsx
'use client';
interface TipaltiIframeProps {
  payeeId: string;
  onComplete: () => void;
  height?: number;
}
export function TipaltiIframe({ payeeId, onComplete, height = 600 }: TipaltiIframeProps) {
  const [iframeUrl, setIframeUrl] = useState<string | null>(null);
  useEffect(() => {
    const loadIframe = async () => {
      const { token } = await getDynamicKeyAction(payeeId);
      const url = new URL(process.env.NEXT_PUBLIC_TIPALTI_IFRAME_URL!);
      url.searchParams.set('idap', payeeId);
      url.searchParams.set('payer', process.env.NEXT_PUBLIC_TIPALTI_PAYER_NAME!);
      url.searchParams.set('token', token);
      setIframeUrl(url.toString());
    };
    loadIframe();
  }, [payeeId]);
  // Listen for postMessage from Tipalti
  useEffect(() => {
    const handleMessage = (event: MessageEvent) => {
      if (event.origin !== process.env.NEXT_PUBLIC_TIPALTI_IFRAME_ORIGIN) return;
      if (event.data.type === 'TIPALTI_ONBOARDING_COMPLETE') {
        onComplete();
      }
    };
    window.addEventListener('message', handleMessage);
    return () => window.removeEventListener('message', handleMessage);
  }, [onComplete]);
  if (!iframeUrl) return <Spinner />;
  return (
    <iframe
      src={iframeUrl}
      width="100%"
      height={height}
      frameBorder="0"
      allow="encrypted-media"
      sandbox="allow-scripts allow-same-origin allow-forms allow-popups"
    />
  );
}

API Payee Creation

typescript

interface CreatePayeeInput {
  email: string;
  firstName: string;
  lastName: string;
  country: string;
  externalId: string;  // Your user ID
}
async function createPayee(input: CreatePayeeInput): Promise<string> {
  const timestamp = Math.floor(Date.now() / 1000);
  const idap = `dancer_${input.externalId}`;  // Generate Tipalti payee ID
  const response = await tipaltiSoapClient.call('UpdateOrCreatePayeeInfo', {
    payerName: PAYER_NAME,
    idap,
    timestamp,
    key: signRequest(PAYER_NAME, idap, timestamp, API_SECRET),
    skipNulls: 1,
    item: {
      Email: input.email,
      FirstName: input.firstName,
      LastName: input.lastName,
      Country: input.country,
      ExternalId: input.externalId,
      PayeeEntityType: 'Individual'
    }
  });
  return idap;
}

Payee Status Checks

Before processing payments, verify payee is "Payable":

typescript

type PayeeStatus =
  | 'Active'           // Can receive payments
  | 'Pending'          // Onboarding incomplete
  | 'RequiresReview'   // Manual review needed
  | 'Blocked'          // Cannot receive payments
  | 'Inactive';
async function getPayeeStatus(payeeId: string): Promise<{
  status: PayeeStatus;
  paymentMethodStatus: string;
  taxFormStatus: string;
}> {
  const response = await tipaltiClient.call('GetExtendedPayeeDetails', {
    payerName: PAYER_NAME,
    idap: payeeId,
    timestamp: Math.floor(Date.now() / 1000),
    key: signRequest(...)
  });
  return {
    status: response.PayeeStatus,
    paymentMethodStatus: response.PaymentMethodStatus,
    taxFormStatus: response.TaxFormStatus
  };
}

Payment Processing

Submit Payment

typescript

interface PaymentInput {
  payeeId: string;
  amount: number;
  currency: string;
  invoiceRefNumber: string;
  description: string;
}
async function submitPayment(input: PaymentInput): Promise<string> {
  // First verify payee is payable
  const status = await getPayeeStatus(input.payeeId);
  if (status.status !== 'Active') {
    throw new Error(`Payee not payable: ${status.status}`);
  }
  const response = await tipaltiClient.call('ProcessPayments', {
    payerName: PAYER_NAME,
    timestamp: Math.floor(Date.now() / 1000),
    key: signRequest(...),
    payments: [{
      Idap: input.payeeId,
      Amount: input.amount,
      Currency: input.currency,
      RefCode: input.invoiceRefNumber,
      Description: input.description
    }]
  });
  return response.PaymentId;
}

Payment Statuses

Status	Description	Action
`Submitted`	Payment sent to Tipalti	Wait for processing
`Processing`	Being processed	Monitor via webhook
`Completed`	Successfully paid	Update invoice as paid
`Failed`	Payment failed	Check error, retry or notify
`Cancelled`	Cancelled before processing	Mark as cancelled

Webhooks (IPN - Instant Payment Notifications)

Supported Events

Event Type	Trigger	Use Case
`payee.onboarding.completed`	Payee finishes iFrame setup	Mark dancer as payment-ready
`payee.payment_method.updated`	Bank details changed	Audit log
`payment.status.changed`	Payment status update	Sync invoice status
`payment.completed`	Payment successful	Mark invoice as paid
`payment.failed`	Payment failed	Alert admin, retry
`tax_form.submitted`	W9/W8-BEN submitted	Update tax status
`tax_form.approved`	Tax form validated	Clear for payments

Webhook Handler

typescript

// apps/web/app/api/webhooks/tipalti/route.ts
import { NextResponse } from 'next/server';
import crypto from 'crypto';
export async function POST(request: Request) {
  const signature = request.headers.get('X-Tipalti-Signature');
  const body = await request.text();
  // Verify signature
  const expectedSignature = crypto
    .createHmac('sha256', process.env.TIPALTI_WEBHOOK_SECRET!)
    .update(body)
    .digest('hex');
  if (!crypto.timingSafeEqual(
    Buffer.from(signature || ''),
    Buffer.from(expectedSignature)
  )) {
    return NextResponse.json({ error: 'Invalid signature' }, { status: 401 });
  }
  const payload = JSON.parse(body);
  // Store event for audit
  await supabase.from('tipalti_webhook_events').insert({
    event_type: payload.eventType,
    payload
  });
  // Process event
  switch (payload.eventType) {
    case 'payment.completed':
      await handlePaymentCompleted(payload);
      break;
    case 'payment.failed':
      await handlePaymentFailed(payload);
      break;
    case 'payee.onboarding.completed':
      await handleOnboardingComplete(payload);
      break;
  }
  return NextResponse.json({ received: true });
}
async function handlePaymentCompleted(payload: any) {
  // Update payment request
  await supabase
    .from('tipalti_payment_requests')
    .update({
      status: 'paid',
      paid_at: new Date().toISOString(),
      tipalti_metadata: payload
    })
    .eq('tipalti_payment_id', payload.paymentId);
  // Update invoice
  const { data: paymentRequest } = await supabase
    .from('tipalti_payment_requests')
    .select('invoice_id')
    .eq('tipalti_payment_id', payload.paymentId)
    .single();
  if (paymentRequest) {
    await supabase
      .from('invoices')
      .update({
        payment_status: 'paid',
        paid_at: new Date().toISOString()
      })
      .eq('id', paymentRequest.invoice_id);
  }
}

Self-Billing Invoices

Tipalti can auto-generate invoices for payees (dancers), reducing admin work:

typescript

interface SelfBillingInvoice {
  payeeId: string;
  invoiceNumber: string;
  invoiceDate: string;
  dueDate: string;
  amount: number;
  currency: string;
  lineItems: Array<{
    description: string;
    quantity: number;
    unitPrice: number;
  }>;
}
async function createSelfBillingInvoice(invoice: SelfBillingInvoice): Promise<string> {
  const response = await tipaltiClient.call('CreateOrUpdateInvoices', {
    payerName: PAYER_NAME,
    timestamp: Math.floor(Date.now() / 1000),
    key: signRequest(...),
    invoices: [{
      Idap: invoice.payeeId,
      InvoiceRefCode: invoice.invoiceNumber,
      InvoiceDate: invoice.invoiceDate,
      InvoiceDueDate: invoice.dueDate,
      TotalAmount: invoice.amount,
      Currency: invoice.currency,
      LineItems: invoice.lineItems.map(li => ({
        Description: li.description,
        Quantity: li.quantity,
        UnitPrice: li.unitPrice
      }))
    }]
  });
  return response.InvoiceId;
}

Tax Compliance

Supported Tax Forms

Form	For	Countries
W-9	US persons	USA
W-8BEN	Non-US individuals	International
W-8BEN-E	Non-US entities	International

Tax Form Flow

Payee completes onboarding in iFrame
Tipalti prompts for appropriate tax form based on country
Payee fills tax form digitally
Tipalti validates (IRS TIN matching for W-9)
Webhook notifies: tax_form.submitted → tax_form.approved
Payee cleared for payments

1099 Reporting (US)

Tipalti handles year-end 1099 generation for US payees:

Automatic threshold tracking ($600 minimum)
Electronic filing with IRS
Payee copies generated automatically

Multi-Currency Support

Tipalti handles currency conversion automatically:

typescript

// Pay a French dancer in EUR
await submitPayment({
  payeeId: 'dancer_123',
  amount: 500,
  currency: 'EUR',  // Dancer receives EUR
  invoiceRefNumber: 'INV-2024-001',
  description: 'Performance fee - Swan Lake Dec 15'
});

Supported currencies: USD, EUR, GBP, CAD, AUD, CHF, and 100+ more

Exchange rate locking: Rates locked at time of payment submission

Ballee Database Schema

tipalti_payees

sql

CREATE TABLE tipalti_payees (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  user_id UUID NOT NULL REFERENCES auth.users(id) UNIQUE,
  tipalti_payee_id TEXT NOT NULL UNIQUE,
 
  onboarding_status TEXT NOT NULL DEFAULT 'pending'
    CHECK (onboarding_status IN ('pending', 'started', 'completed', 'requires_review')),
  payment_method_status TEXT DEFAULT 'not_set'
    CHECK (payment_method_status IN ('not_set', 'pending', 'verified', 'rejected')),
  tax_form_status TEXT DEFAULT 'not_submitted'
    CHECK (tax_form_status IN ('not_submitted', 'submitted', 'approved', 'rejected')),
 
  country_code TEXT,
  currency TEXT,
  last_synced_at TIMESTAMPTZ,
  metadata JSONB DEFAULT '{}'::jsonb,
 
  created_at TIMESTAMPTZ NOT NULL DEFAULT NOW(),
  updated_at TIMESTAMPTZ NOT NULL DEFAULT NOW()
);

tipalti_payment_requests

sql

CREATE TABLE tipalti_payment_requests (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  invoice_id UUID NOT NULL REFERENCES invoices(id),
  tipalti_payee_id TEXT NOT NULL,
  tipalti_payment_id TEXT UNIQUE,
 
  amount DECIMAL(10,2) NOT NULL,
  currency TEXT NOT NULL DEFAULT 'EUR',
 
  status TEXT NOT NULL DEFAULT 'pending_approval'
    CHECK (status IN (
      'pending_approval', 'approved', 'submitted',
      'processing', 'paid', 'failed', 'cancelled'
    )),
 
  submitted_at TIMESTAMPTZ,
  paid_at TIMESTAMPTZ,
  failure_reason TEXT,
  tipalti_metadata JSONB DEFAULT '{}'::jsonb,
 
  approved_by UUID REFERENCES auth.users(id),
  approved_at TIMESTAMPTZ,
  created_at TIMESTAMPTZ NOT NULL DEFAULT NOW(),
  updated_at TIMESTAMPTZ NOT NULL DEFAULT NOW()
);

Error Handling

Common Errors

Error	Cause	Resolution
`PAYEE_NOT_FOUND`	Invalid payee ID	Check tipalti_payee_id mapping
`PAYEE_NOT_PAYABLE`	Onboarding incomplete	Redirect to iFrame
`INVALID_SIGNATURE`	Auth failure	Check API keys, timestamp
`INSUFFICIENT_FUNDS`	Payer balance low	Add funds to Tipalti account
`DUPLICATE_PAYMENT`	RefCode already used	Use unique invoice numbers
`INVALID_CURRENCY`	Currency not supported	Check payee's supported currencies

Retry Strategy

typescript

async function submitPaymentWithRetry(
  input: PaymentInput,
  maxRetries = 3
): Promise<string> {
  for (let attempt = 1; attempt <= maxRetries; attempt++) {
    try {
      return await submitPayment(input);
    } catch (error) {
      if (error.code === 'RATE_LIMITED' && attempt < maxRetries) {
        await sleep(1000 * attempt);  // Exponential backoff
        continue;
      }
      throw error;
    }
  }
  throw new Error('Max retries exceeded');
}

Sandbox Testing

Test Credentials

bash

TIPALTI_API_URL=https://api.sandbox.tipalti.com

Testing Checklist

Create test payee via API
Complete onboarding in iFrame sandbox
Submit test payment (<$5 recommended)
Verify webhook receipt
Confirm payment status updates

Test Payee IDs

Use prefix test_ for sandbox payees:

test_dancer_001
test_dancer_002

Integration Checklist

[ ] Configure environment variables
[ ] Set up webhook endpoint and verify signature
[ ] Implement payee registration flow
[ ] Embed onboarding iFrame in dancer setup
[ ] Create payment submission flow
[ ] Handle all webhook events
[ ] Add error handling and retries
[ ] Test end-to-end in sandbox
[ ] Switch to production credentials
[ ] Monitor webhook delivery

Resources

← v1.0.0 All versions