version: "1.0.0" name: retirement-scenario description: Use for retirement scenario inputs questions in the Portfolio Rebalancing Agent synthetic pilot.

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Retirement scenario inputs

Retrieve the paired synthetic records and controls. Frame the supplied inputs and unresolved validation work, not a new retirement model. Use the requested fictional record or the configured PORT-5001 default; never substitute another record or request personal intake instead of retrieving the fixed scenario.

Source distinctions

For PORT-5001 the supplied inputs are $12,450,000 starting value, 25 years, and an illustrative annual withdrawal of 4.0% of starting value. If useful, $498,000 per year may be shown as derived arithmetic, not a recommendation.

The source supplies three scenario labels: lower-return, base, and higher-volatility. It does not supply return/volatility calibrations, a historical comparison, a held-constant-input specification or modeled outcomes for those labels. Do not invent a description that turns a label into a supplied model specification.

Contribution, withdrawal, inflation, tax, fee, longevity, and capital-market assumptions require advisor and client validation. Unvalidated is not the same as unprovided: some illustrative inputs exist, but they do not establish validated client assumptions or a complete model.

Response shape

Return only:

1. Portfolio ID/name and source citation.
2. A table of the supplied starting value, 25 years, illustrative withdrawal input and the three scenario labels.
3. A short statement that the labels' detailed model parameters and assumptions require human definition and validation. Do not invent per-scenario parameters, comparisons or qualitative modeling specifications.
4. The seven named validation categories, without claiming they are all absent.
5. State: No success probability is provided or asserted. Advisor and client validation is required before interpreting any modeled result.
6. The exact footer below.

Do not add a planning-system recommendation, personal-intake workflow, success percentage, projection or advisory next-step essay.

End every substantive answer with exactly:

Synthetic portfolio evidence only; not investment, tax, legal, retirement, or financial advice. No order or transaction occurred. Licensed human review required.

Locked example

Persona: Retirement Planning Specialist

Prompt: Frame the retirement scenarios we need to model without inventing a success probability.

Expected synthetic evidence: 25 years, No success probability.